Resources

Guides, stories, and news for operators.

Capital decisions are easier when you understand the trade-offs going in. The Thrivewell library gathers everything we wish business owners had read before their first funding round.

Guides

Long-form, written by people who close deals.

Private Business Financing in Canada: What to Check Before You SignPrivate financing

Private Business Financing in Canada: What to Check Before You Sign

Who private lenders are, what they review, how their pricing differs from a bank, and the warning signs to check before signing.

8 min readRead article →
Finance for Construction Companies: Cash Flow From Bid to HoldbackConstruction

Finance for Construction Companies: Cash Flow From Bid to Holdback

Follow one illustrative job from mobilization to holdback release, see where cash runs short, and match financing to each stage.

8 min readRead article →
Farm Equipment Finance in Canada: Plan It Around the SeasonFarming

Farm Equipment Finance in Canada: Plan It Around the Season

How a Canadian farm can time a tractor or combine purchase, compare dealer financing, leases and loans, and cover the cash gap around it.

8 min readRead article →
Same Day Business Funding: What Actually Controls TimingFunding timing

Same Day Business Funding: What Actually Controls Timing

How documents, bank verification, lender review and closing determine timing, with a historical benchmark that is not a promise.

8 min readRead article →
Construction Equipment Financing in Canada: A Practical GuideConstruction

Construction Equipment Financing in Canada: A Practical Guide

How contractors can separate an asset purchase from a working capital gap and compare suitable funding structures.

9 min readRead article →
Business Loans for Bad Credit in Canada: An Honest GuideCredit and funding

Business Loans for Bad Credit in Canada: An Honest Guide

What revenue-based reviews can weigh beyond credit, where the limits are, and how to spot a risky funding offer.

8 min readRead article →
Merchant Cash Advance Canada: Cost and Contract GuideFunding structure

Merchant Cash Advance Canada: Cost and Contract Guide

How receivables purchases, factor rates and collection methods work, plus a plain-language contract checklist.

9 min readRead article →
Canada Small Business Financing Program: A Plain GuideFederal program

Canada Small Business Financing Program: A Plain Guide

Eligibility, loan limits, registration fees, rate caps and the line between federal program rules and a lender’s decision.

8 min readRead article →
Working Capital Loan Canada: Size Your Cash NeedWorking capital

Working Capital Loan Canada: Size Your Cash Need

A bank-statement worksheet for sizing a cash gap, stress-testing payments and choosing an appropriate funding structure.

8 min readRead article →
Small Business Funding in Ontario: Which Option Fits Your SituationOntario

Small Business Funding in Ontario: Which Option Fits Your Situation

Advice centres, the Starter Company Plus grant, regional funds, CSBFP bank loans, BDC and private funding, sorted by situation.

8 min readRead article →
Small Business Funding in BC: Grants vs. Working CapitalBritish Columbia

Small Business Funding in BC: Grants vs. Working Capital

What BC grants actually pay for, and how owners bridge seasonal cash flow gaps that grants do not cover.

7 min readRead article →
Small Business Funding in Alberta: A Document Checklist Before You ApplyAlberta

Small Business Funding in Alberta: A Document Checklist Before You Apply

The six documents Alberta lenders and funders ask for, what each proves, and where to take your file.

7 min readRead article →
Medical Practice Financing: Loans, Rates, and How to QualifyGuide

Medical Practice Financing: Loans, Rates, and How to Qualify

A complete guide to financing a medical practice purchase, expansion, or working capital, including conventional and alternative options.

12 min readRead article →
Dental Practice Financing: Loan Options, Rates, and How to QualifyGuide

Dental Practice Financing: Loan Options, Rates, and How to Qualify

How dentists fund practice acquisitions, equipment, and expansions, and the financing structures that fit each.

11 min readRead article →
How to Buy a Business: A Complete Step-by-Step GuideGuide

How to Buy a Business: A Complete Step-by-Step Guide

From identifying targets to closing the deal: financing options, due diligence checklists, and pitfalls to avoid.

15 min readRead article →
Business Acquisition Loans: How They Work, Rates, and How to QualifyGuide

Business Acquisition Loans: How They Work, Rates, and How to Qualify

The mechanics of financing a business acquisition: conventional and alternative structures compared.

13 min readRead article →
News

What's new at Thrivewell.

Feb 22, 2026

New partnership: bank-grade compliance with Plaid integration

Plaid integration shortens applications by minutes and replaces manual statement uploads for bank-connected applicants.

Nov 8, 2025

Thrivewell expands to British Columbia and Alberta

Local advisor coverage now spans Ontario, Quebec, BC, and Alberta, plus continued nationwide phone support.

Ready to fund your company's future?

Start your Canadian business funding application online. An advisor will review your needs and explain any available lender offers.