Capital tuned to how restaurant actually run.
- Renovate the dining room, redo the kitchen, or repair walk-ins on short notice
- Open a second or third location — buildout, equipment, opening payroll
- Smooth seasonal cash flow during the post-holiday or winter dip
- Refinance high-cost MCAs that were taken during a tough quarter
- Buy or refinance equipment — hoods, ovens, walk-ins, ice machines
Products built for restaurant.
The shapes of capital most restaurant use — and why each one fits.
Revenue-Based Financing
Repayment scales with daily POS revenue — slow weeks cost you less, busy weeks pay it down faster.
Learn more →Line of Credit
Pay only for what you draw. Perfect for surprise repairs and inventory pushes around long weekends.
Learn more →Term Loan
Renovations and second locations — lump sum upfront, fixed schedule, no surprises.
Learn more →SBA Loan
For longer-term capital projects like buildouts or acquisitions — the lowest cost and longest term available.
Learn more →“Our hood died on a Saturday and the repair quote was $14K. We drew on the line Sunday night and the new hood was installed Tuesday. Three days of revenue saved.”
Three steps from application to funded.
Apply in 3 minutes
Soft credit pull only. Connect your bank or upload statements — no impact to your score.
Compare real offers
See every product your business qualifies for side-by-side. No estimates, no bait pricing.
Funded fast
Sign electronically and funds typically land in 24 to 48 hours of acceptance.
Restaurant financing — common questions.
Do you underwrite on POS data?+
Yes. POS data, daily-deposits patterns, and processor statements are core inputs. We can connect securely or accept exported statements.
I had a tough quarter — can I still qualify?+
Often yes. We look at trailing 12 months and the trajectory of the trend. A single bad quarter rarely disqualifies you.
How does repayment work on slow weeks for RBF?+
You pay a fixed percentage of daily revenue. Slow weeks = smaller payments, busy weeks = larger payments. Total payback is capped from day one.
Can I finance a second location?+
Yes. Term loans and SBA loans are both common for buildouts. We match the financing to the timing of when the new location starts producing revenue.
What about food truck conversions?+
Food trucks and mobile concepts are eligible under our food-truck financing — covered on the food-truck industry page.
Other industries we fund.
Ready to fund your company's future?
Three minutes to apply. Soft credit pull only. Real, comparable offers — not estimates.