Capital tuned to how farming actually run.
- Fund spring inputs — seed, fertilizer, fuel, and labour
- Bridge between planting and harvest with an operating line
- Finance or refinance equipment — tractors, combines, sprayers
- Expand acreage, add storage, or buy adjacent land
- Diversify into value-add — processing, direct-to-consumer, agri-tourism
Products built for farming.
The shapes of capital most farming use — and why each one fits.
Operating Line of Credit
The single most-used product in farming. Draw for inputs, repay at harvest.
Learn more →Term Loan
Equipment, land additions, or building infrastructure — fixed payments scheduled around your cash cycle.
Learn more →SBA Loan
Larger expansions, value-add facilities, or acquisitions — longest term, lowest cost.
Learn more →Invoice Financing
For commercial growers selling to distributors and processors — advance against open AR.
Learn more →“Spring inputs were $180K and we hadn't fully unwound last year's crop yet. The operating line covered it in 48 hours and we paid it back in October.”
Three steps from application to funded.
Apply in 3 minutes
Soft credit pull only. Connect your bank or upload statements — no impact to your score.
Compare real offers
See every product your business qualifies for side-by-side. No estimates, no bait pricing.
Funded fast
Sign electronically and funds typically land in 24 to 48 hours of acceptance.
Farming financing — common questions.
Do you work with farms in Canada and the US?+
Yes. Cross-border coverage with lender panels familiar with prairie, central, and specialty operations in both countries.
Can I structure payments to land after harvest?+
Yes. Operating lines and many term products allow harvest-cycle repayment timing. We structure schedules to match your cash conversion.
What about equipment financing?+
Tractors, combines, sprayers, and irrigation are commonly financed via term loans or dedicated equipment facilities, with options for new and used.
I have land but uneven cash flow — can I qualify?+
Frequently yes. Asset-rich operators with cyclical revenue have many product options; structure matters more than absolute cash flow on a given month.
Are there crop-specific products?+
Pricing and term can vary by commodity, but underwriting is largely cash-flow based. We match you to lenders with experience in your specific operation type.
Other industries we fund.
Ready to fund your company's future?
Three minutes to apply. Soft credit pull only. Real, comparable offers — not estimates.