Capital tuned to how food trucks actually run.
- Buy or upfit a truck — new build, retrofit, or wrap
- Add a second or third truck to expand routes or event coverage
- Upgrade the cookline, refrigeration, or generator
- Bridge the off-season without burning through summer reserves
- Open a brick-and-mortar concept alongside the mobile operation
Products built for food trucks.
The shapes of capital most food trucks use — and why each one fits.
Term Loan
Truck purchases and upfits — fixed payments matched to the season's revenue.
Learn more →Revenue-Based Financing
Seasonal mobile revenue handled naturally — repayments scale with daily sales.
Learn more →Line of Credit
Off-season repairs, festival deposits, event-driven inventory pushes.
Learn more →Invoice Financing
Catering and event-contract operators — advance against approved invoices.
Learn more →“We bought our second truck in March before festival season. The term loan landed in five days and the truck was on the road in time for the first event.”
Three steps from application to funded.
Apply in 3 minutes
Soft credit pull only. Connect your bank or upload statements — no impact to your score.
Compare real offers
See every product your business qualifies for side-by-side. No estimates, no bait pricing.
Funded fast
Sign electronically and funds typically land in 24 to 48 hours of acceptance.
Food Trucks financing — common questions.
Can I finance a brand-new truck build?+
Yes. New builds, retrofits of existing chassis, and wraps are all financeable. Term loan or equipment facility, depending on size and use.
I'm seasonal — how does that work?+
Seasonal operators are routine for us. RBF handles the cycle naturally, and many term loans can be structured with payment timing that respects the off-season.
Do I need a brick-and-mortar location to qualify?+
No. Mobile-only operators qualify based on revenue, deposits history, and operating tenure. A brick-and-mortar adjunct can help but isn't required.
Can I finance a catering arm of the business?+
Yes. Catering AR can be advanced through invoice financing, and catering buildouts (kitchens, equipment) qualify for term loans.
What's the minimum operating history?+
Six months is the typical floor. Strong personal credit and a credible business plan can sometimes unlock financing earlier.
Other industries we fund.
Ready to fund your company's future?
Three minutes to apply. Soft credit pull only. Real, comparable offers — not estimates.